Why hello there college student! First, it is absolutely awesome that you are thinking about personal finances now! Oh, you weren’t, you say? You just stumbled across this here humble blog on accident? Well, my first piece of advice to you is (shameless self promotion and plug) bookmark 80/20 Your Finances and sign up for […]
Category: Increase Your Income
Disability Insurance is a Top Financial Tool
My biggest fear, particularly from a financial standpoint, is not death. Being unable to work, yet still having bills to pay, is my personal nightmare. This is why I am a big believer in disability insurance. Why Disability Insurance Did you know that you are three times more likely to become disabled than you are […]
Tips to Avoid Lifestyle Inflation: What To Do After the Raise
Awesome! You just got a raise! Or maybe your first job post-college. Now we need to put that money to good use. One of the best tips in the personal finance world is to avoid lifestyle inflation. So first, what is lifestyle inflation? Lifestyle Inflation Defined Lifestyle inflation is all about spending more money as […]
Why I Decided Not to Payoff My Student Loans Early
Student loans seem to be the bane of every personal finance blogger. The personal finance community hates student loans. And it is easy to see why. But here I am, with a different perspective. I am in no hurry to payoff my student loans. In fact, I probably won’t payoff my student loans early at […]
80/20 Guide to Getting a Raise At Your Current Job
The goal: Ask for and receive a raise, to increase your hourly rate or your annual salary. In the study “Who Ask and Who Receives in Salary Negotiations,” researchers found that employees who asked for more salary increased their starting salary on average by $5,000. Over a 40 year career, a starting salary of $55,000 […]
Get More Money From Your Job
We all want more money. It’s why you are here on this website after all. Some people will tell you to go get a second job or to hustle. Or you know, start a blog. That’s not my advice, not yet. Remember, we are working on the 80/20 – Pareto Principle here. We want the […]